ReneC

Raise Credit Scores - Two ways to Raise Credit After Financial Difficulties

To raise credit after financial difficulties can seem like scaling a mountain. Where do I start? What do I do? Worst of all, what do I do when they surely say no to my requests? After all that's all we usually hear about credit companies and collectio... Read >

Credit Repair Cost - Do it Myself or Hire a Company

Credit repair cost is not set in stone, anywhere. When I looked into hiring a company to do it for me, I realized that it started at a certain price but it could add up to much more depending on the action the creditor took with my file and how aggressiv... Read >

Build Credit Score - Five Tips To Increase Low Credit Score

To build credit score you have to do more managing of debt than credit repair. My credit has increased by 45 points just by managing the accounts and putting into practice all the tips I'm going to detail below. I'm no credit expert. I simply researche... Read >

Fix Credit Rating - Save your Credit From These Common Major Mistake

To fix credit rating there are some minor movements that seem like a good idea and a logical thing to do that end up dropping your credit score and leave you puzzled as to what happened. The three points below are common occurrences, I know, it happened ... Read >

Fixing Credit Reports - Is Creating a New Identity Legal

Fixing credit reports is what some companies do best by what I hear all day on the radio and while watching some TV. Many options are legal, disputing validity, questioning the companies' ability to collect and a few other tactics work because you have t... Read >

Clean Credit Up - Disputing Derogatory Items on your Credit Report

To clean credit up after the mess of financial problems I had wasn't going to be easy. I always looked at credit in one, single minded way. What's my fico score and is it high enough for what I needed to do? That was about all I knew about credit. My ... Read >

Fixing Credit Score - Disputing Accounts Doesn't Work

There are outdated techniques for fixing credit score that are still being used today. The days of counting to 30 days and asking the credit bureaus to remove an account for not receiving an answer within that time window are almost over. This technique... Read >

Fix my Credit Now - Where to Start for Quick Credit Repair Results

What do I do to fix my credit now? I was left with many questions when searching online for help. I read a lot about disputing and opening new credit. Even some shady options about a new social security number to build credit on. I don't know about th... Read >

Fix Bad Credit Report - How I Stopped Bad Credit From Ruining my Life

I didn't know how I was going to fix my bad credit report. I had been at a well paying job for years and I wasn't prepared for the lay of I had in early 2007. I had always taken care of my credit and I've never been a reckless spender. I simply found m... Read >

Fixing Credit Report - New Step to Dispute Credit Successfully

Fixing credit report techniques have changed with time. I figured this out in the last year that I've been working on my credit report more aggressively. I had been sending letters disputing a few collections that were just not budging. Unfortunately I... Read >

Fixing my Credit Score - How in Six Months I Deleted 6 Collections

Fixing my credit score was a priority in early 2008. In 2007, I went through a very difficult time with employment and money. I had been employed for years at a manufacturing plant and the company was forced to sell. Unfortunately the new company was b... Read >

Increasing Credit score - Two Tips to Raise your Credit Score

Increasing credit scores is somewhat of a mystery if you have no understanding of how credit moves and how it's affected. I needed to increase my credit score quickly. I was applying for new a new job and I needed to make the best impression possible. ... Read >

Repair Credit Scores - How to Derail Credit Collection Companies

I research techniques on how to repair credit scores often, mainly, for my own credit history and repair attempts. Unfortunately the current economy left me without a job and it took longer than expected for me to get back on my feet. Building reserves ... Read >

What Is Derogatory Credit and How To Clear It On A Budget

When looking at your credit report, especially for the first time you will have many questions. One being what is derogatory credit and how did it get there? While some derogatory conditions may stand out clearly as to why they're there and how they got... Read >

How To Remove Derogatory Items From Credit Report

How to remove derogatory items from credit reports is a question that comes up at the table often. For many reasons most people have some sort of blemish on their credit. The most common I've seen and had on my report were little medical collections. W... Read >